Raymond Lavine
Empathy and Understanding In Business,” Co-Authored with Chris Voss
Time Zone for Raymond Lavine - Washington State - Pacific Time Zone
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• The phone number for each guest: 253.275.6091 or 253.432.9491
Video, My Story: https://raymondlavineofficial.com
THAT'S RIGHT with Chris Voss
https://vimeo.com/1142917243/73bfaafd22?share=copy&fl=sv&fe=ci
• A BRIEF INTRO Raymond Lavine is an extended care benefits advisor. He advises and designs long-term care benefits for families and LTC benefits for companies.
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• A headshot Photo(s) per guest - View Attached
• Raymond’s web portal: www.lavineltcins.com
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• Company Logo in JPEG format: View Attached
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• Working Title you would like for your program or A title of your choosing: "Why having a caregiving plan matters to you, Your Family, and Your Money," or "Let's Think About Having a Caregiving Plan That Matters."
“How would you visualize your life if you needed caregiving?”
• 5 talking points in question format. This way, I make sure we cover what is important to you. Also, if there is more than one guest, please let me know to whom I should ask what question.
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• The plot is that people should own caregiving plans as an individual benefit, or that the company or association offers a 'portable' long-term care plan as part of employee benefits.
The challenge is that long-term care benefits are seldom understood or advocated for by benefits or property-casualty brokers. Sharing an additional thought, wealth and financial advisors view the benefit as a middle-class or middle-income benefit.
The affluent don't need it because they have sufficient funds to cover their lifestyle and caregiving costs. They don't. It is the illusion that there will be adequate funds available.
Summary LTC Benefits Questions:
1. What exactly is long-term care insurance, and how does it differ from regular health insurance or Medicare?
2. Why do many people need long-term care as they age, and what are the odds that someone will require it?
3. What types of services and settings does a typical long-term care policy cover?
4. How much does long-term care typically cost without insurance, and what are the main factors that affect policy premiums?
5. What alternatives exist if someone can't afford or doesn't qualify for traditional long-term care insurance
6. Does your company offer Long-Term Care Benefits for your company, profession, or association?
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• List the contact information you would like listeners to have (this includes all your social media links/handles):
www.lavineltcins.com
https://www.facebook.com/LongTermCareInsurance
Video: https://www.linkedin.com/in/ltc-benefits/
Video: ttps://vimeo.com/1150722709/72496c5631?share=copy&fl=sv&fe=ci
Raymond Lavine - 253.275.6091 - raymond@lavineltcins.com

Raised in the Hollywood Hills, Raymond grew up in a household shaped by global history. The son of immigrants who fled persecution and sought opportunity in the United States, he was introduced to perspectives beyond his immediate surroundings at an early age. Family travel across North America and Europe broadened his worldview, reinforcing the idea that lives, values, and challenges vary widely, an understanding that would later influence both his personal philosophy and professional approach.
Following high school, Raymond made a choice that surprised many: enlisting in the U.S. Army. Entering infantry airborne service, he encountered environments and individuals far removed from his upbringing. Military life demanded cooperation, adaptability, and accountability, while service in Vietnam exposed him to loss, sacrifice, and the realities of vulnerability. These experiences left a lasting imprint, sharpening his empathy and deepening his appreciation for the burdens others carry.
After completing his service, Raymond returned to education with renewed focus. Beginning at community college before transferring to the University of Southern California, he excelled academically, majoring in international relations with a minor in business. While he valued the rigor of his studies, he later reflected on the lack of formal negotiation training, a skill he came to see as essential in business and in navigating everyday human interactions.
Lavine’s professional path spanned commercial banking, mortgage services, and life insurance, culminating in his specialization in long-term care planning. A personal turning point emerged when caregiving challenges within his family revealed the financial and emotional strain that arises without preparation. Motivated by firsthand observation, he shifted his focus to helping individuals secure extended care solutions before a crisis strikes, preserving dignity, independence, and family stability.
Today, Raymond’s work centers on guiding people through conversations many prefer to avoid, emphasizing understanding over assumption. He advocates planning that protects not only assets but also careers and relationships, particularly as caregiving responsibilities increasingly affect working families. His approach underscores the belief that listening alone is not enough; effective support begins with comprehension and foresight.